December 2016

Found 6 blog entries for December 2016.

Things First Time Home Buyers Should Know With the increases in wages and job stability, more and more people are ready to take the plunge and buy. Purchasing a home is one of the biggest transactions in a person's life. It affects the way that you'll live for years, if not decades.

By knowing more about the market that you are moving into and having tips for buying your first home, you can hopefully locate a property that you will love and buy a home that will last a lifetime.

To understand your financial options and how they apply to your specific situation, speak with your lender and/or financial advisor.

1. There are Many Different Types of Homes Available

Builders have listened to what the new generation of buyers wants. Observing the success of the tiny home phenomenon and

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Selling Homes in Slow Periods Winter can be a challenging time to sell a home. It's a time when many are busy on vacation or out of town, however, just like any other time of year, some people still need to buy homes.

If you implement the right strategy, you may be able to better reach people in the area. All home selling situations are unique, of course, so you will definitely want to enlist the help of a real estate agent to help you understand what moves will work best for you!

Potential Benefits of Selling in the Winter

Trying to sell your home during the winter months is not all bad. There are a few positives that come out of using the slow season to your advantage.

  • It May Sell Faster. According to studies, homes that were listed in the winter were
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Should You Buy a Foreclosed Home With the average sale price of existing single family homes in the United States currently ranging in the mid to upper two hundred thousand dollar range, it is easy to see that buying a home is a major expense in the life of most people.

Looking at the price of new or existing homes, it's no wonder why potential home buyers may seek to find other options, such as considering the purchase of foreclosures and other forms of distressed properties.

Why Buy a Distressed or Foreclosed Home?

With the potential to save thousands of dollars on the overall cost of a home, the right distressed property might make economic sense for some. Many distressed properties are priced competitively because the bank or asset company does not want to continue

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An Adequately lit home reduces the risk of tripping and falling both inside and outside of your property. This becomes really important in winter months when the days become shorter. The most important areas that need to be illuminated are the stairs, outdoors, and foyers of the home. Another important aspect to consider is to make sure your street number is well lit and visible from the street, which will aid first responders in finding your home. Make sure adequate wattage is utilized and long-life bulbs and motion detectors are in place.



Electrical issues, like a flickering light or a dead outlet, can be mild annoyances, but they can actually signal serious issues with your…
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Selling a Home Next Year If the sale of your current home is on your new year's resolution list for the coming year, you may be already be wondering about what 2017 will be like in regards to local real estate sales in your area.

The political climate, economic uncertainties, and even the weather can have an affect on the number of potential buyers who will be out looking for a home like yours.

While you cannot change those factors, there are a number of proactive steps you can take to minimize any potential impact they may have and help your home selling experience be the very best it can be.

1: Make Needed Repairs and Refurbishments Now

Whether its a cracked window pane, a missing roof shingle, or stained carpeting, make sure that all needed repairs and

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Mortgages for Fixer Uppers The great news is you've found your dream home. The home is everything you've ever dreamed of and you cannot wait to begin your life in your new home. There is one small hurdle, however: it's a fixer-upper.

So, how can you finance repairs on your new home? Here are some options to consider.

The Mortgage Issues

The first challenge for a fixer-upper home is the mortgage. Banks usually only loan as much money as the home appraises for. In the case of many fixer-uppers, the buyer often cannot borrow enough money via their traditional mortgage to also cover repairs.

For example, a home that appraises for $200,000 and has a sale price of $200,000 will in most cases not allow for a mortgage of $250,000 to cover the $50,000 worth of repairs the

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