Saving up for a mortgage down payment can take quite a bit of time and planning. You may be wondering if there are any ways you can help add to these savings beyond following your budgeting plan.
You should speak with your mortgage lender or a financial advisor to see what actions make the most sense for your personal situation.
Here are a few ways you should consider to increase the amount of money for a down-payment:
1. Look Into Special Down-payment Programs
An expert on buyer assistance programs recently toldÂ Realtor.comÂ that over 68 million single-family homes and condos throughout the US might be qualifying properties for at least one down payment program. Every county in the country has some sort of program for down payment
Enter through the gates of Paloma into one of Palm Beach Gardens most desirable andÂ exclusiveÂ neighborhoods. Located centrally to all of the Palm Beach Garden's fine amenities, Paloma offers its residence luxury living andÂ convenience. This breathtaking lakefront home offers four bedrooms and three full baths, plus an oversized loft. Two of bedrooms are downstairs including the master, and two guest bedrooms upstairs with a spacious loft area ideal for guests or kids to gather. Tile flooring downstairs and porcelain wood tile up. Clean lines and contemporary touches including an updated stainless steel stair rail. The living and dining space lies just off the foyer and is complimented with crown molding and tray ceilings. The kitchen
Immaculate, quaint three bedroom and two bath single-family home located on private cul-de-sac street in the heart of Jupiter. This Property features a cute covered front porch, fresh paint, granite kitchen, updated master bath with walk in shower, his and her closets and more! Large fenced backyard with room for pool and boat. Screened patio and additional open patio in backyard for relaxing in the FL sun. New water heater, new AC (2011), Roof 10-15 yrs old. A+ rated schools, close to shopping, dining and beaches. *All room measurements are approximate.
As spring comes around, the real estate market heats up, and some buyers are turning their attention to buying a second home as a vacation getaway. Â
If you are considering doing the same, consider the following factors about purchasing your dream vacation home before purchasing your next property:
1. Location, Location, Location
As with your primary residence, the location should be first and foremost in your mind as you begin looking for a vacation home. Â Buyers should choose a location that they will visit often enough to make the purchase worthwhile - or one that renters will want to occupy for a significant amount of time.
A home, even a vacation home, should not sit unoccupied for long stretches of time. By choosing a destination
Wood floors have been perennially popular in real estate for sale throughout the country. Polished hardwoods and wide plank pine are traditional and comforting in homes large and small, from the East Coast to the West and from the North Woods to the seashores of the Gulf.
Painted finishes are no less popular than waxed or stained topcoats, and wood floors can be warmed and brightened by woven rag rugs, sisal, seagrass and hides just as easily as rich Oriental carpets.
Wood floors have never really slipped from favor on the Jupiter home scene. Today, however, wood is again at the top of the trends as new greener options catapult wood flooring ahead of all its competitors.
Home renovation can be a rewarding task. For some, it's about flipping a house for profit. Others are looking for a deal in which to invest time and effort. Another reason to renovate is creating a uniquely tailored space.
But renovations have their downsides, particularly when Jupiter area homeowners don't invest enough time into planning. They're not something you design on the fly, making it up as you go along. Nor can plans be vague: you owe it to yourself to decide on the time, skills and money necessary to finish your project. The results will be worth it.
Making the Budget
First, set an overall budget. No one is made of money. Decide how much you can reasonably dedicate to this project, then stick to it. Exceeding the budget "just
Many home buyers begin their search for a property as soon as the weather warms up. This means that spring can be a great time to sell a house, but competition can be fierce.
Selling your home quickly requires smart, strategic thinking, good staging and professional help.
Boost Curb Appeal
You only have one chance to make a good first impression. Boosting your homeâ€™s curb appeal can make your property more attractive to potential buyers. Sellers hoping for a fast sale may not have time to completely re-landscape the front yard and make major repairs -Â still, there are a variety of small projects that can be done quickly to make your home look attractive and respectable.
Keep Your Grass Trimmed:Â Cut your lawn regularly (but not too
Walking into a home, potential buyers tend to notice the aspects of the home that have been improved, remodeled, or glossed over. A new coat of paint, new countertops, and updated bathrooms are nice, but are there hidden bigger problems like water leaks or mold?
If you, as a seller, have knowledge of a serious issue regarding the property, you may be required to disclose this to potential buyers in a document commonly known as the seller's disclosure.
What Is a Seller's Disclosure?
A sellers disclosure is a statement about current owner's knowledge ofÂ the property and its history. A disclosure is an opportunity for a buyer to learn things about a property that may not be readily available. Every state requires some form of disclosure, but
New Listing! This quaint ranch style home features an open kitchen with oversized windows, ceramic tile in kitchen & bathrooms, wood floors in bedrooms and the living room, and great arched windows. Home was built in 1993 and located on a paved road with an extra long paved driveway, 1.25 acre fenced lot, this home boasts 1,966 sq ft under air. Brand new roof in 2004, all kitchen appliances are one year old, french doors lead to the large screened & covered patio area perfect for entertaining. Modified trailer in yard included. Â